Our Value To Clients
OUR VALUE TO CLIENTS
Tangible Benefits of Financial Guidance
Aside from the Expectations you should have from working with us, it is essential that our clients realize tangible benefits, as well.
There have been numerous published studies from top organizations and experts in the field that Illustrate the potential benefits clients may enjoy when working with a financial professional.
Below are two potential benefits and how we try to use these as a guide for our clients.
Increased Income in Retirement
Increased up to 38%
Potential benefits of increased income when working with a financial professional:
| Strategies | Increased Income |
| 1. Social Security Claiming | 9.0% |
| 2. Dynamic Withdrawal Strategy | 8.5% |
| 3. Tax Efficiency | 8.2% |
| 4. Total Wealth Asset Allocation | 6.1% |
| 5. Annuity Allocation | 3.8% |
| 6. Liability Relative Optimization | 2.2% |
| Total | 38% |
Research from 2013 by David Blanchett, CFA, CFP®, former Head of Retirement Research at Morningstar Investment Management, and Paul Kaplan, Ph.D., CFA, resulted in the paper "Alpha, Beta, and Now…Gamma" published in The Journal of Retirement.
Their study measured the effects of advice provided by an advisor. The added potential benefit of increased income is shown above.
Investment Returns
Add approximately 3%
With the help of a financial professional, implementing the following strategies can potentially improve net returns by approximately 3%:
- Personalize Asset Allocation
- Cost-Effective Implementation
- Rebalancing PortfolioBehavioral Coaching
- Asset Location
- Spending Strategy (Withdrawal Strategy)
- Investing for Total Return VS Income Investing
By leveraging these strategies, you'll not only optimize your returns but also gain confidence knowing your financial future is in expert hands.
Our tailored approach ensures that your unique needs and goals are always the priority, allowing you to confidently navigate the complexities of financial planning.
Vanguard calls it “Advisor’s Alpha” , first described in 2001 and reviewed again in 2019: The value-add of best practices in wealth management - Putting a value on your value: Quantifying Vanguard Advisor’s Alpha ® - Feb 2019.